Your quoted premium will not change during the medical check-up and underwriting assessment process. When we receive the medical evidence from the check-up, we will make an underwriting assessment in your policy application. Based on the assessment, there can be several outcomes:
- We accept the application at the quoted premium.
- We make a counter-offer to accept the application with changes, e.g. additional premium payable, reduced benefit coverage or exclusions.
- We decline or postpone the application.